verified Loan Against Property

Finance more than ₹10 Crore.

Unlock your property’s value with Credinova and access funds for what matters most. Backed by trusted banking partners, personalized loan solutions, and end-to-end support.

10k+ Happy Customers

Know your estimated EMI

before you apply.

Loan Amount ₹15,00,000

₹1,00,000 ₹100,00,000

Interest Rate (p.a.) 8.5% p.a.

8.5% 15%

Tenure (Months) 24 Months

6 Mo 60 Mo

Estimated Monthly EMI

₹681.93

Why Choose Credinova?

Experience the next generation of lending with our core pillars of trust.

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High-Loan Eligibility

Make the most of your property's value with financing tailored to your eligibility.

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Trusted Banking Partners

Access loan options from leading banks and financial institutions.

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Flexible End-Use

Whether it's business growth, education, or personal needs, use your funds your way.

How it Works?

A simple 5 step process

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Apply Online

Fill out a simple application with your basic details to get started.

fact_check 2

Eligibility & CIBIL Check

Our experts will review your profile, verify your eligibility, and your credit score.

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Bank Selection & Document Submission

We identify the right bank or NBFC and assist you with document submission.

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Legal & Technical Documents

After submitting your documentation, the lending bank may require your house documents for verification and approval.

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Registration Process

The last step after verification and approval is disbursement; the amount will be transferred to the builder's account.

edit_document

1. Apply Online

Fill out a simple application with your basic details to get started.

fact_check

2. Eligibility & CIBIL Check

Our experts will review your profile, verify your eligibility, and your credit score.

account_balance

3. Bank Selection & Document Submission

We identify the right bank or NBFC and assist you with document submission.

task_alt

4. Legal & Technical Documents

After submitting your documentation, the lending bank may require your house documents for verification and approval.

payments

5. Registration Process

The last step after verification and approval is disbursement; the amount will be transferred to the builder's account.

Limited Time Offer

Refer & Save More

Invite your friends to Credinova. When they get their first loan, you both receive a 0.5% interest rate reduction on your next cycle.

Frequently Asked Questions

Know Before You Borrow

What is a Loan Against Property? expand_more

A loan against property is a secured loan where you mortgage your residential, commercial, or industrial property to a bank or financial institution in exchange for funds.

Who is eligible for Loan Against Property? expand_more

Applicants generally should have a stable source of income and own an eligible property. Eligibility criteria may vary across lenders.

How much loan can I get? expand_more

The loan amount depends on factors such as your property's market value, income, repayment capacity, and the lender's policies.

Can I continue using my property after taking a LAP? expand_more

Yes. You continue to own and use the property as long as the loan is repaid as per the agreed terms.

Can I prepay or foreclose my Loan Against Property? expand_more

Yes. Most lenders allow part-payment and foreclosure, subject to their terms and conditions. Applicable charges may vary by lender.

What can I use a Loan Against Property for? expand_more

A LAP can be used for business expansion, education, medical expenses, home renovation, debt consolidation, or other eligible financial needs.